Heat a large pot over medium-high. Brown the ground beef with all the veggies, chili powder, cumin. Add salt and pepper to taste. Cook until the juices run out of the vegetables making a yummy sauce. Lower the heat medium-low, add the beans and simmer for 15-20 minutes.
1 lbs 90% lean ground beef, 1 sweet onion, 1 large zucchini, 2 bell peppers, 300 g of tomatoes chopped, 2-3 hot peppers like habanero, 2 tablespoon chili powder, 1 tablespoon ground cumin, salt and pepper, 1 16 oz can of Black Beans rinsed and drained